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    Offer Terms and Conditions

    “Victorian Teachers Games 2012” – new member offer

    1. Offer commences 23 October, 2012 and ends 5pm (AEDT), 2 November 2012.
    2. This offer is only available to new members who join Teachers Health Fund by 5pm, 9 November 2012.
    3. The new member must select Hospital and Extras cover, or a Combined cover, in order to be eligible to receive this offer.
    4. The new member must select a Direct Debit payment plan.
    5. One month’s free cover is applied to the second month of the new membership, upon successful receipt of the new member’s first contribution payment.
    6. Only the two and six month waiting periods on Extras services will be waived for new members, as part of this promotion.
    7. The offer does not apply to stand-alone Hospital, Extras or Ambulance only policies.
    8. The offer does not apply to policy upgrades, or when a spouse or dependant is added to an existing Teachers Health Fund policy.

    Definition:
    New member: A new Teachers Health Fund policyholder (primary member).

    If you have further questions regarding these terms and conditions, please contact Teachers Health Fund:
    Phone: 1300 728 188
    Email: info@teachershealth.com.au
    Mail: ‘Attention Marketing’ GPO Box 9812, Sydney NSW 2001

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    Membership Type

    You

    Tell us a little about yourself to get started:

    Tell us a little about yourself and your partner to get started:

    Tell us a little about yourself, your partner and family to get started:

    Tell us a little about yourself and your family to get started:

    Your Cover

    Select your desired level of cover:

    or

    Your Rebate

    All Australian residents, who are entitled to Medicare, are able to claim an income tested rebate on their private health insurance; would you like to apply your rebate?

    For individuals earning between $88,001 - $102,000 (or $176,001 - $204,000 for families*).
    *For families with children, the thresholds are increased by $1,500 for each child after the first.

    How rebate tiers workX

    Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The private health insurance rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.

    The rebate applies to hospital, general treatment and ambulance policies. It does not apply to overseas visitors cover. The rebate levels applicable for 1 July 2013 to 30 June 2014 are:

    Singles
    Families    		 ≤$88,000
    ≤$176,000    		 ≤$88,001-102,000
    ≤$176,001-204,000    		 ≤$102,001-136,000
    ≤$204,001-272,000    		 ≤$136,001
    ≤$272,001
    Rebate
    < Age 6530%20%10%0%
    Age 65-6935%25%15%0%
    Age 70+40%30%20%0%

    Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first. http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm

    © Copyright 2014 of Teachers Federation Health Limited ABN 86 097 030 414 trading as Teachers Health Fund.