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Choosing the right cover for you

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Why do you want private health cover?

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Suggested cover for you

1
Private Hospital Cover + Top Extras
from $22.22
Detailed quote

Product Description

Benefits are payable for a private room in an agreement private hospital, depending on availability. Top hospital is a high benefit package enabling access to the vast majority of private

Extras Benefits

  • General Dental
  • General Dental
  • General Dental
  • General Dental
  • General Dental
  • General Dental
More information

Join now or, download application

2
Private Hospital Cover + Top Extras
from $22.22
Detailed quote

Product Description

Benefits are payable for a private room in an agreement private hospital, depending on availability. Top hospital is a high benefit package enabling access to the vast majority of private

Extras Benefits

  • General Dental
  • General Dental
  • General Dental
  • General Dental
  • General Dental
  • General Dental
  • General Dental
  • General Dental
  • General Dental
  • General Dental
  • General Dental
  • General Dental
More information

Join now or, download application

Membership type:
Single Parent Family
State:
New South Wales
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You

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Your Cover

Select your desired level of cover:

or

Your Rebate

All Australian residents, who are entitled to Medicare, are able to claim an income tested rebate on their private health insurance; would you like to apply your rebate?

For individuals earning between $88,001 - $102,000 (or $176,001 - $204,000 for families*).
*For families with children, the thresholds are increased by $1,500 for each child after the first.

How rebate tiers workX

Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The private health insurance rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.

The rebate applies to hospital, general treatment and ambulance policies. It does not apply to overseas visitors cover. The rebate levels applicable for 1 July 2013 to 30 June 2014 are:

Singles
Families
≤$88,000
≤$176,000
≤$88,001-102,000
≤$176,001-204,000
≤$102,001-136,000
≤$204,001-272,000
≤$136,001
≤$272,001
Rebate
< Age 6530%20%10%0%
Age 65-6935%25%15%0%
Age 70+40%30%20%0%

Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first. http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm