Join now

Congratulations on making the decision to join Teachers Health Fund.

Joining is quick and easy. To ensure you can complete your application you will need the following:

Personal details
Your payment details
The details of your previous health fund membership
Medicare Card if you plan on claiming the rebate as a reduced premium
The details and dates of birth of all persons to be covered

Joining online is best done using a desktop computer or tablet.

Note: the level of cover you select may include waiting periods, restrictions, limitations and excesses. Please see the General Product Guide for details.

Join NowX

Membership Type

You

Tell us a little about yourself to get started:

Tell us a little about yourself and your partner to get started:

Tell us a little about yourself, your partner and family to get started:

Tell us a little about yourself and your family to get started:

First Name

Date of Birth

Date of Birth (Partner)

State

I would like to cover a child 21-25 and who is not a fulltime student

Your Cover

Select your desired level of cover:

Select Hospital Cover

Select Extra Cover

Select Packages

Your Rebate

All Australian residents, who are entitled to Medicare, are able to claim an income tested rebate on their private health insurance; would you like to apply your rebate?

Yes, apply my rebate at

For individuals earning between $88,001 - $102,000 (or $176,001 - $204,000 for families*).
*For families with children, the thresholds are increased by $1,500 for each child after the first.

How rebate tiers workX

Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The private health insurance rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.

The rebate applies to hospital, general treatment and ambulance policies. It does not apply to overseas visitors cover. The rebate levels applicable for 1 July 2013 to 30 June 2014 are:

Singles Families	≤$88,000 ≤$176,000	≤$88,001-102,000 ≤$176,001-204,000	≤$102,001-136,000 ≤$204,001-272,000	≤$136,001 ≤$272,001
Rebate
< Age 65	30%	20%	10%	0%
Age 65-69	35%	25%	15%	0%
Age 70+	40%	30%	20%	0%

Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first. http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm