Midsumma special offer

Join before 2 February and receive your first month FREE plus claim straight away on most Extras services*.

Use promo code “MIDSUMMA” to redeem.

Teachers Health Fund is the fund created exclusively for the education community, to provide value for money health insurance for teachers and their families.

When it comes to health insurance, we all have different priorities that change throughout our life. That’s why we offer a range of cover options to suit your needs and budget.

Young Singles Cover

StarterPak – From $14.90 – $21.30 per week^

StarterPak is designed specifically for those who are young and healthy, just starting out in health insurance, who want value for money Hospital and Extras, but don’t want to pay top dollar for services they don’t think they will need.

Find out more about Teachers Health Fund StarterPak.

^Price of $14.90 is based on NSW rates including 30% Australian Government Rebate and nil Lifetime Health Cover loading (LHC). Price excluding 30% Australian Government Rebate and nil Lifetime Health Cover loading (LHC) is $21.30 per week. Your rate may vary depending on location, age, and income.

*Eligibility criteria apply. Offer of one month free is only available to new members who join between 26 December 2013 and 2 February 2014. Click here for full terms and conditions.

Family Cover

Mid Hospital 500 – from $32.30 – $46.20 per week~

Mid Hospital is our intermediate hospital product, ideal for those who don’t think they will need comprehensive cover but still want to be covered for more than just the basics. You have the choice of a $300 or $500 excess to lower your contributions.

Find out more about Teachers Health Fund Mid Hospital Cover.

~Price of $32.30 is based on NSW rates including 30% Australian Government Rebate and nil Lifetime Health Cover loading (LHC). Price excluding 30% Australian Government Rebate and nil Lifetime Health Cover loading (LHC) is $46.20 per week. Your rate may vary depending on location, age, and income.

*Eligibility criteria apply. Offer of one month free is only available to new members who join between 26 December 2013 and 2 February 2014. Click here for full terms and conditions.

To find a product that suits you and your family use our Help Me Choose tool.

Join NowX

Membership Type

You

Tell us a little about yourself to get started:

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Tell us a little about yourself, your partner and family to get started:

Tell us a little about yourself and your family to get started:

First Name

Date of Birth

Date of Birth (Partner)

State

I would like to cover a child 21-25 and who is not a fulltime student

Your Cover

Select your desired level of cover:

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Your Rebate

All Australian residents, who are entitled to Medicare, are able to claim an income tested rebate on their private health insurance; would you like to apply your rebate?

Yes, apply my rebate at

For individuals earning between $88,001 - $102,000 (or $176,001 - $204,000 for families*).
*For families with children, the thresholds are increased by $1,500 for each child after the first.

How rebate tiers workX

Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The private health insurance rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.

The rebate applies to hospital, general treatment and ambulance policies. It does not apply to overseas visitors cover. The rebate levels applicable for 1 July 2013 to 30 June 2014 are:

Singles Families	≤$88,000 ≤$176,000	≤$88,001-102,000 ≤$176,001-204,000	≤$102,001-136,000 ≤$204,001-272,000	≤$136,001 ≤$272,001
Rebate
< Age 65	30%	20%	10%	0%
Age 65-69	35%	25%	15%	0%
Age 70+	40%	30%	20%	0%

Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first. http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm