Basic Hospital is our lowest level hopsital product, providing cover for your choice of doctor in a public hospital. It is designed specifically for those who are young and healthy, just starting out in health insurance, who don't want to pay top dollar for services they don't think they will need.
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* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
Basic Hospital is our lowest level hopsital product, providing cover for your choice of doctor in a public hospital. It is designed specifically for those who are young and healthy, just starting out in health insurance, who don't want to pay top dollar for services they don't think they will need.
Join now or, download application
* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
Mid Hospital cover is an intermediate level Hospital product, designed for those who don’t think they need comprehensive cover but want to be covered for more than just the basics.
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* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
Mid Hospital cover is an intermediate level Hospital product, designed for those who don’t think they need comprehensive cover but want cover for more than the basics.Essential Extras is an affordable level of cover for core, everyday services such as dental, optical and physiotherapy.
Join now or, download application
* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
Basic Hospital is our lowest level hopsital product, providing cover for your choice of doctor in a public hospital. It is designed specifically for those who are young and healthy, just starting out in health insurance, who don't want to pay top dollar for services they don't think they will need.Top Extras offers generous benefits and overall limits for a comprehensive range of Extras services.
Join now or, download application
* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
Mid Hospital cover is an intermediate level Hospital product, designed for those who don’t think they need comprehensive cover but want cover for more than the basics.Top Extras offers generous benefits and overall limits for a comprehensive range of Extras services.
Join now or, download application
* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
Essential Extras is an affordable level of cover for core, everyday services such as dental, optical and physiotherapy.
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* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
Top Hospital + Top Extras are our most comprehensive Hospital and Extras cover and a popular selection for over 50% of our members.
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* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
Top Hospital is our most comprehensive Hospital cover and Essential Extras is an affordable level of cover for core, everyday services.
Join now or, download application
* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
Top Extras offers generous benefits and overall limits for a comprehensive range of Extras services such as major dental, optical and psychology.
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* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
StarterPak is designed specifically for those who are young and healthy, just starting out in health insurance who want value Hospital and Extras cover, but don’t want to pay top dollar for services they don’t think they will need.
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* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
Private Hospital Saver is designed for those who want comprehensive Hospital cover but are willing to reduce their contribution rates by paying an excess when admitted to hospital. Top Extras offers generous benefits and overall limits for a comprehensive range of Extras services.
Join now or, download application
* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
Private Hospital Saver is designed for those who want comprehensive Hospital cover but are willing to reduce their contribution rates by paying an excess when admitted to hospital. Essential Extras is an affordable level of cover for core, everyday services.
Join now or, download application
* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
Private Hospital Saver is designed for those who want comprehensive Hospital cover but are willing to reduce their contribution rates by paying an excess when admitted to hospital.
Join now or, download application
* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
Top Hospital is our most comprehensive Hospital cover covering a wide range of services such as pregnancy, heart procedures and hip and knee joint replacements – giving you the peace of mind needed if the unexpected was to occur.
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* This price includes the 30% rebate deducted and 0% Lifetime Health Cover loading. For an accurate quote please select the 'Detailed quote' button above.
** Non rebated price
Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The private health insurance rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.
The rebate applies to hospital, general treatment and ambulance policies. It does not apply to overseas visitors cover. The rebate levels applicable for 1 July 2013 to 30 June 2014 are:
Singles Families |
≤$88,000 ≤$176,000 |
≤$88,001-102,000 ≤$176,001-204,000 |
≤$102,001-136,000 ≤$204,001-272,000 |
≤$136,001 ≤$272,001 |
---|---|---|---|---|
Rebate | ||||
< Age 65 | 30% | 20% | 10% | 0% |
Age 65-69 | 35% | 25% | 15% | 0% |
Age 70+ | 40% | 30% | 20% | 0% |
Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first. http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm
For the well-being of teachers & their families.