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Healthmatters

Healthmatters is our seasonal member magazine that has something for everyone. It has a range of interesting articles about health and well-being, information about how you can get the most out of your private health insurance, recipes and puzzles for the kids.

Editor’s note: The underwriter of Teachers Insurance Services’ Comprehensive Overseas Travel Insurance product was named incorrectly in the printed version of this edition. Please note that this product is underwritten by Allianz Insurance.

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Your Rebate

All Australian residents, who are entitled to Medicare, are able to claim an income tested rebate on their private health insurance; would you like to apply your rebate?

For individuals earning between $88,001 - $102,000 (or $176,001 - $204,000 for families*).
*For families with children, the thresholds are increased by $1,500 for each child after the first.

How rebate tiers workX

Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The private health insurance rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.

The rebate applies to hospital, general treatment and ambulance policies. It does not apply to overseas visitors cover. The rebate levels applicable for 1 July 2013 to 30 June 2014 are:

Singles
Families		 ≤$88,000
≤$176,000		 ≤$88,001-102,000
≤$176,001-204,000		 ≤$102,001-136,000
≤$204,001-272,000		 ≤$136,001
≤$272,001
Rebate
< Age 6530%20%10%0%
Age 65-6935%25%15%0%
Age 70+40%30%20%0%

Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first. http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm

© Copyright 2014 of Teachers Federation Health Limited ABN 86 097 030 414 trading as Teachers Health Fund.