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    Offer Terms and Conditions:

    Start Date: 30 August 2013

    Closing dates: 11.59pm, 31 October 2013

    Refer a friend and receive a $50 Coles Group & Myer gift card.

    Promotion commences 30 August 2013 and closes 11.59pm, 31 October 2013.

    1. Promotion commences 30 August 2013 and closes 11.59pm, 31 October 2013.
    2. The offer is only available to current members of Teachers Health Fund that refer at least one (1) eligible member (referred member) to join Teachers Health Fund by 31 October 2013.
    3. The current member of Teachers Health Fund will receive one (1) Coles Group & Myer Gift Card per referred member. One (1) card only, if lost or stolen Teachers Health Fund will not replace.
    4. Teachers Health Fund must receive the referred member’s application by 11.59pm, 31 October 2013 in order for the current member to be eligible to receive a $50 Coles Group & Myer Gift Card.
    5. The referred member must quote the current Teachers Health Fund member’s membership number, when they join online or over the phone, in order for the current member to receive their voucher.
    6. All gift cards will be distributed by Teachers Health Fund from 1 November – 30 November 2013.
    7. The prize is not transferable or redeemable for cash, or other incentives.
    8. The promoter is Teachers Federation Health Ltd ABN 86 097 030 414 trading as Teachers Health Fund.
    9. Current employees of Teachers Federation Health are ineligible for this offer if referring another employee of Teachers Federation Health.

    Join NowX

    Membership Type

    You

    Tell us a little about yourself to get started:

    Tell us a little about yourself and your partner to get started:

    Tell us a little about yourself, your partner and family to get started:

    Tell us a little about yourself and your family to get started:

    Your Cover

    Select your desired level of cover:

    or

    Your Rebate

    All Australian residents, who are entitled to Medicare, are able to claim an income tested rebate on their private health insurance; would you like to apply your rebate?

    For individuals earning between $88,001 - $102,000 (or $176,001 - $204,000 for families*).
    *For families with children, the thresholds are increased by $1,500 for each child after the first.

    How rebate tiers workX

    Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The private health insurance rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.

    The rebate applies to hospital, general treatment and ambulance policies. It does not apply to overseas visitors cover. The rebate levels applicable for 1 July 2013 to 30 June 2014 are:

    Singles
    Families
    ≤$88,000
    ≤$176,000
    ≤$88,001-102,000
    ≤$176,001-204,000
    ≤$102,001-136,000
    ≤$204,001-272,000
    ≤$136,001
    ≤$272,001
    Rebate
    < Age 6530%20%10%0%
    Age 65-6935%25%15%0%
    Age 70+40%30%20%0%

    Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first. http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm