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Home » Student Dependant Information

Student Dependant Information

Is your dependant still studying?

At the start of every academic year you need to update your dependant’s details on your membership to ensure they remain covered with Teachers Health Fund. Your dependant can continue to be covered under your family membership until their 25th birthday providing they are:

  • a full-time student or an
  • apprentice or trainee and
  • not married or in a de-facto relationship.

How to re-register your student dependant:

Simply complete the online student dependant re-registration form.

Is your dependant no longer studying?

If your dependant is no longer studying, they can remain covered with Teachers Health Fund in one of two ways:

1.     You can upgrade to Extended Family Cover

For an additional cost this cover will allow your dependant to remain on your membership until they turn 25, regardless of whether or not they are studying. To get a quote on Extended Family Cover click here.

Please note: Extended Family Cover does not apply to any dependants that are married or live in a de-facto relationship.

2.     They can take out their own membership to remain covered

If they decide to take out their own membership they will receive the special offer of one month’s free cover if they join within two months of coming off your cover.

               

                Help me choose                               Join now

 

If you would like more information or if you have any questions please call 1300 728 188 or email info@teachershealth.com.au

Join NowX

Membership Type

You

Tell us a little about yourself to get started:

Tell us a little about yourself and your partner to get started:

Tell us a little about yourself, your partner and family to get started:

Tell us a little about yourself and your family to get started:

Your Cover

Select your desired level of cover:

or

Your Rebate

All Australian residents, who are entitled to Medicare, are able to claim an income tested rebate on their private health insurance; would you like to apply your rebate?

For individuals earning between $88,001 - $102,000 (or $176,001 - $204,000 for families*).
*For families with children, the thresholds are increased by $1,500 for each child after the first.

How rebate tiers workX

Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The private health insurance rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.

The rebate applies to hospital, general treatment and ambulance policies. It does not apply to overseas visitors cover. The rebate levels applicable for 1 July 2013 to 30 June 2014 are:

Singles
Families
≤$88,000
≤$176,000
≤$88,001-102,000
≤$176,001-204,000
≤$102,001-136,000
≤$204,001-272,000
≤$136,001
≤$272,001
Rebate
< Age 6530%20%10%0%
Age 65-6935%25%15%0%
Age 70+40%30%20%0%

Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first. http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm