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    Travel Insurance

    Quality cover protecting the well-being of teachers and their families.

    One of the most important items you can take with you on holidays is travel insurance.

    At Teachers Health Fund we want people to explore the world and return home safely without ever having needed to call us. But we do see the unexpected side of travel, with medical emergencies or evacuations that can get expensive. So if the unexpected does happen, we’re here to help.

    Get a quote in seconds and cover in minutes

    Our policies have great benefits, including:get a quote

    • 24/7 emergency assistance
    • Overseas emergency medical assistance
    • Australian call centre and Australian nurses on the phone
    • Theft of luggage, cash and credit cards covered
    • No depreciation on your luggage and personal effects
    • Cover for the loss of luggage, travel delays, travel services insolvency… and more

    Customise you insurance cover

    • Add on snow, golf and bicycle cover
    • Travel insurance options for all budgets, singles or families, frequent travellers, overseas or Australian holidays

    Expert advice in your pocket

    Make your holiday easier with the Teachers Health Fund iPhone assistance application.

    • Up to date traveller warnings and advice
    • Includes contact details if you need assistance
    • A place to store important documents
    • Contains a currency converter, language translation tool and travel alerts
    • Available for iPhone users through the Apple Store (search for “THF Assistance”)

    For more information, please call 1300 728 188 between 8:00am and 8:00pm (AEST) Monday to Thursday, 8:00am and 6:00pm (AEST) Friday or between, 8:30am and 12:30pm (AEST) on Saturday.
     
    Travel Insurance is arranged by Teachers Federation Health Ltd 86 097 030 414 trading as Teachers Health Fund. This insurance is issued and managed by AGA Assistance Australia Pty Ltd ABN 52 097 227 177, AFSL 245631 trading as Allianz Global Assistance for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708. Terms, conditions, limits and exclusions apply. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Before making a decision please consider the Combined Financial Services Guide and Product Disclosure Statement. If you purchase a policy, we receive a commission which is a percentage of your premium – ask us for more details.

     

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    Your Rebate

    All Australian residents, who are entitled to Medicare, are able to claim an income tested rebate on their private health insurance; would you like to apply your rebate?

    For individuals earning between $88,001 - $102,000 (or $176,001 - $204,000 for families*).
    *For families with children, the thresholds are increased by $1,500 for each child after the first.

    How rebate tiers workX

    Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The private health insurance rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.

    The rebate applies to hospital, general treatment and ambulance policies. It does not apply to overseas visitors cover. The rebate levels applicable for 1 July 2013 to 30 June 2014 are:

    Singles
    Families    		 ≤$88,000
    ≤$176,000    		 ≤$88,001-102,000
    ≤$176,001-204,000    		 ≤$102,001-136,000
    ≤$204,001-272,000    		 ≤$136,001
    ≤$272,001
    Rebate
    < Age 6530%20%10%0%
    Age 65-6935%25%15%0%
    Age 70+40%30%20%0%

    Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first. http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm

    © Copyright 2014 of Teachers Federation Health Limited ABN 86 097 030 414 trading as Teachers Health Fund.