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Why Choose Us?

 

At Teachers Health Fund, we understand that teaching is a demanding profession. We recognise that your professional life is dedicated to serving your school community, caring for your students and guiding them through their educational journey.

So, Teachers Health Fund is here for you – to care for your health and guide you through your health insurance lifecycle. We have been doing this for teachers and their families since 1954, and now provide cover to over 105,000 members throughout Australia.

Five reasons you should join Teachers Health Fund:

  • We offer value for money health insurance, with high benefits and annual limits on Extras services and access to an extensive network of private hospitals.
  • We exist for members and genuinely care for the well-being of teachers. This means that you receive the benefits of membership, not shareholders.
  • You can choose your own doctor and hospital, so you can avoid public hospital waiting lists.
  • You don’t have to be sick to benefit. We offer cover for a range of services that are not usually covered by Medicare, like general dental, physiotherapy and remedial massage.^
  • You can depend on us because we have cared for teachers and their families since 1954.

^ Must be from a Recognised Provider.

Join NowX

Membership Type

You

Tell us a little about yourself to get started:

Tell us a little about yourself and your partner to get started:

Tell us a little about yourself, your partner and family to get started:

Tell us a little about yourself and your family to get started:

Your Cover

Select your desired level of cover:

or

Your Rebate

All Australian residents, who are entitled to Medicare, are able to claim an income tested rebate on their private health insurance; would you like to apply your rebate?

For individuals earning between $88,001 - $102,000 (or $176,001 - $204,000 for families*).
*For families with children, the thresholds are increased by $1,500 for each child after the first.

How rebate tiers workX

Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The private health insurance rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.

The rebate applies to hospital, general treatment and ambulance policies. It does not apply to overseas visitors cover. The rebate levels applicable for 1 July 2013 to 30 June 2014 are:

Singles
Families
≤$88,000
≤$176,000
≤$88,001-102,000
≤$176,001-204,000
≤$102,001-136,000
≤$204,001-272,000
≤$136,001
≤$272,001
Rebate
< Age 6530%20%10%0%
Age 65-6935%25%15%0%
Age 70+40%30%20%0%

Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first. http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm