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    For the well-being of teachers & their families.
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    About us

    Teachers Health Fund is a national private health insurer, providing quality products and services to over 115,000 members throughout Australia.

    The Fund was established in 1954 by the New South Wales Teachers Federation to provide members with access to quality health insurance services. This focus now extends to education union members throughout Australia including teachers, academics, support staff and the broader communities in which they operate.

    Our focus on the well-being of members and dedication to providing market leading health insurance products and services, has resulted in Teachers Health Fund becoming one of Australia’s fastest growing health insurers.

    As the Fund continues to grow, so too does our capacity to provide additional services to members. Teachers Health Fund owns and operates Health Centres consisting of Eyecare and Dental services in Sydney (Surry Hills and Parramatta), Newcastle (Hamilton) and Melbourne (Richmond). By offering these services, we ensure that members are provided with opportunities to maintain their optical and dental well-being.

    Teachers Health Fund’s focus on member well-being has also driven initiatives such as HealthMeasures, which was launched to members in 2010. This initiative encompasses an online health management portal and chronic disease management programs.

    As the private health insurance landscape continues to change, Teachers Health Fund looks forward with confidence to continued membership growth and opportunities to support the health and well-being of members.

    • Our mission

      To inspire and support our eligible members to achieve the best possible health outcomes

    • Our vision

      To be the first choice health insurance provider for all eligible members.

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    Your Cover

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    Your Rebate

    All Australian residents, who are entitled to Medicare, are able to claim an income tested rebate on their private health insurance; would you like to apply your rebate?

    For individuals earning between $88,001 - $102,000 (or $176,001 - $204,000 for families*).
    *For families with children, the thresholds are increased by $1,500 for each child after the first.

    How rebate tiers workX

    Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The private health insurance rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.

    The rebate applies to hospital, general treatment and ambulance policies. It does not apply to overseas visitors cover. The rebate levels applicable for 1 July 2013 to 30 June 2014 are:

    < Age 6530%20%10%0%
    Age 65-6935%25%15%0%
    Age 70+40%30%20%0%

    Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first.