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    As a mutual, for-member organisation and the largest industry-based health fund, Teachers Health Fund understands the needs of teachers and their families.

    Since 1954, we have been committed to providing quality products and services, along with the highest possible benefits, to our members at the lowest sustainable cost. Teachers Health Fund proudly cares for the needs of over 240,000 people across Australia. As a health fund specifically for teachers and their families, we understand that your health and well-being is important. We know that it is a particularly difficult decision for teachers to take leave from work due to illness.   Private health insurance can help you to manage your health needs with a range of  Hospital cover options and Extras products so you can control when and where you are treated and by who. You can also take advantage of services which help to alleviate or prevent an illness or condition such as physio, dental, optical, psychology and speech therapy.

    As a health fund exclusively for teachers, we can give you the credit
    you deserve with:

    • Competitively priced health insurance
    • Generous benefits for services we know are important to you, such as optical, dental, speech therapy and psychology
    • An understanding of the needs of teachers and theirfamilies

    • Online claiming for a range of Extras services
    • A mutual, for-member health fund which means your contributions go towards improved products and services

    Already with another health fund?

    Switching to Teachers Health Fund is easy. Plus, there’s no need to worry about re-serving waiting periods as we will make sure these are transferred.

    All you need to do is complete the clearance certificate section of the application upon joining and we can take care of the rest. We can even help you find a level of cover that suits your needs and budget. Try our Help me choose tool or give us a call on 1300 728 188.

    Our products

    We understand that everyone is unique, with different priorities at different life stage. Teachers Health Fund offers a range of products to suit individual needs. We also provide a range of combined covers that package our Hospital and Extras products.

     

     

     

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    Membership Type

    You

    Tell us a little about yourself to get started:

    Tell us a little about yourself and your partner to get started:

    Tell us a little about yourself, your partner and family to get started:

    Tell us a little about yourself and your family to get started:

    Your Cover

    Select your desired level of cover:

    or

    Your Rebate

    All Australian residents, who are entitled to Medicare, are able to claim an income tested rebate on their private health insurance; would you like to apply your rebate?

    For individuals earning between $88,001 - $102,000 (or $176,001 - $204,000 for families*).
    *For families with children, the thresholds are increased by $1,500 for each child after the first.

    How rebate tiers workX

    Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The private health insurance rebate is income tested. The table below details the different rebate amounts and Medicare Levy Surcharge levels.

    The rebate applies to hospital, general treatment and ambulance policies. It does not apply to overseas visitors cover. The rebate levels applicable for 1 July 2013 to 30 June 2014 are:

    Singles
    Families    		 ≤$88,000
    ≤$176,000    		 ≤$88,001-102,000
    ≤$176,001-204,000    		 ≤$102,001-136,000
    ≤$204,001-272,000    		 ≤$136,001
    ≤$272,001
    Rebate
    < Age 6530%20%10%0%
    Age 65-6935%25%15%0%
    Age 70+40%30%20%0%

    Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first. http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm

    © Copyright 2014 of Teachers Federation Health Limited ABN 86 097 030 414 trading as Teachers Health Fund.